{"id":36698,"date":"2017-10-23T15:00:59","date_gmt":"2017-10-23T17:00:59","guid":{"rendered":"http:\/\/folhapopular.info\/?p=36698"},"modified":"2017-10-23T14:36:38","modified_gmt":"2017-10-23T16:36:38","slug":"pesquisa-aponta-o-perfil-do-consumidor-inadimplente-de-garibaldi","status":"publish","type":"post","link":"https:\/\/folhapopular.info\/index.php\/2017\/10\/23\/pesquisa-aponta-o-perfil-do-consumidor-inadimplente-de-garibaldi\/","title":{"rendered":"Pesquisa aponta o perfil do consumidor inadimplente de Garibaldi"},"content":{"rendered":"<p>Preocupada com o \u00a0volume de mais de 6 mil pessoas inadimplentes em Garibaldi, a Associa\u00e7\u00e3o de Pequenas e M\u00e9dias Empresas (Apeme) &#8211; representante do Servi\u00e7o Central de Prote\u00e7\u00e3o ao Cr\u00e9dito (SCPC), promoveu a palestra &#8220;Entendendo o processo de an\u00e1lise de cr\u00e9dito&#8221;, ministrada pela supervisora comercial da CDL Porto Alegre, Denise Pires, \u00a0para munir seus associados com informa\u00e7\u00f5es que possam prevenir novos casos. A palestra ocorreu na quarta-feira (18\/10), na sede da entidade.\u00a0Segundo o maior banco de dados \u00a0de informa\u00e7\u00f5es de Pessoa F\u00edsica e Jur\u00eddica do Brasil, no munic\u00edpio a maior parcela de d\u00e9bitos prov\u00e9m de pessoas acima de 65 anos.<\/p>\n<p>Semelhante ao que acontece em outras cidades, identifica-se que os principais motivos dos garibaldenses n\u00e3o pagarem suas d\u00edvidas s\u00e3o: atraso no pagamento dos sal\u00e1rios e aposentadoria; despesas extras com servi\u00e7os, sa\u00fade e educa\u00e7\u00e3o, entre outros; emprestou o nome a terceiros; descontrole financeiro; desemprego e a\u00e7\u00f5es de cobran\u00e7as tardias.<\/p>\n<p>Atualmente, o tempo de inclus\u00e3o de um devedor em Garibaldi tem prazo m\u00e9dio de 198 dias, com recupera\u00e7\u00e3o de apenas 5% em 30 dias. Enquanto isso, a m\u00e9dia no interior do estado \u00e9 de 117 dias de inclus\u00e3o, com recupera\u00e7\u00e3o de 38,38% em 30 dias. Porto Alegre registra, em m\u00e9dia, 100 dias ap\u00f3s o vencimento com recupera\u00e7\u00e3o de 56,38% no mesmo per\u00edodo.<\/p>\n<p>Preocupada com estes \u00edndices, a Apeme lan\u00e7ou a campanha de recupera\u00e7\u00e3o &#8220;Comece 2018 com o p\u00e9 direito&#8221;. O objetivo \u00e9 incentivar os lojistas a diminu\u00edrem o tempo de espera, aumentando a recupera\u00e7\u00e3o. Para que isto ocorra \u00e9 fundamental praticar a\u00e7\u00f5es de inclus\u00e3o com menor per\u00edodo. O per\u00edodo \u00e9 prop\u00edcio pela chegada das datas festivas do ano.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Preocupada com o \u00a0volume de mais de 6 mil pessoas inadimplentes em Garibaldi, a Associa\u00e7\u00e3o de Pequenas e M\u00e9dias Empresas (Apeme) &#8211; representante do Servi\u00e7o Central de Prote\u00e7\u00e3o ao Cr\u00e9dito (SCPC), promoveu a palestra &#8220;Entendendo o processo de an\u00e1lise de cr\u00e9dito&#8221;, ministrada pela supervisora comercial da CDL Porto Alegre, Denise Pires, \u00a0para munir seus associados [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":36699,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[560,28,338],"class_list":{"0":"post-36698","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-geral","8":"tag-apeme","9":"tag-garibaldi","10":"tag-inadimplencia","11":"pmpro-has-access"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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